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HOWARD YARUSS is an economist, professor, attorney, businessman, and activist who has taught a variety of courses on economics and business and currently teaches at New York University. Prior to teaching, he served as Executive Vice President and General Counsel of Radian Group, one of the largest guarantors of debt in the world. Yaruss graduated from Brown University, studied at the London School of Economics, and earned a law degree from the University of Pennsylvania. He lives in Manhattan. He's the author of Understandable Economics: Because Understanding Our Economy is Easier Than You Think and More Important Than You Know.